Financing Strategies

Finding the right product for your real estate financing needs can be time consuming, confusing and frustrating. Choosing from myriad loan programs can be overwhelming, and is sometimes too limiting for your needs. The financing you choose can either cost or save you thousands of dollars every year. That is why it is important to be informed when selecting which financing product will best suit your needs.

While the majority of loans are secured through banks and financial institutions, we have access to a pool of private lending sources not available to the public at large. A private loan, secured with real property through a promissory note, can open up additional opportunities that wouldn’t otherwise be available to you.

However, loans from banks or private lenders are just two examples of financing solutions. Were you aware that you can leverage your IRA or 401(k) savings for investing in real estate? By converting your retirement savings into real estate investments you have the opportunity to generate higher and more secure returns than the stock market can offer.

While the possibilities may be endless, finding a creative solution for your financing needs takes an experienced professional. We can assist you with:

Determining how much you can afford
Cash flow anlaysis
Debt repayment analyisis
Choosing the loan that best suits your needs
Debt restructuring strategies
Negotiating with banks and lenders
Structuring deal and transaction points

Whether you are an experienced or first time investor, Ghirardo Real Estate Group’s years of real estate finance experience can help you find the financing that is right for you.